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What happens if you don’t have a will when you die?

You may not want to start thinking about what will happen to you and your loved ones when you are no longer around, but though it is hard to think about, it is necessary. If you do not already have a working will in place, you should begin thinking about creating one.

If you die without a will in place, the aftermath can be hard for your loved ones to deal with. Not only will they have to go on without you, but they will have to figure out what to do with your possessions, assets and other aspects of your life.

Here are a few different consequences for your loved ones if you die without a will:

Financial decisions are up in the air

The largest factor in a will is usually financial decisions. In your will you should dictate who should receive what and how much of your finances and assets. If you die without these already outlined in a will the government will make the decisions for you.

The law usually favors legally married spouses and blood relatives over friends and charities. If you have specific ideas for what should happen to your property and assets you should write a will to detail this.

Custody of your kids is decided for you

If you have children under age 18 during the time of your passing, custody of them will also be determined for you if you do not have a will written. Similarly to financial decisions, the government will decide what happens to them and who will take care of them.

A judge will make a decision based on what they think would be in the best interest of your child when figuring out custody. However, this may not be in line with your wishes or intentions.

Family strain

Something else that could occur should you die without a will is strain on your family. In some cases, figuring out what your wishes were causes arguments and fights among family and friends, as no one can know for sure what you would have wanted.

Your family and friends may spend a long time arguing over what they think is best and this could cause problems and tension when they should be focusing on other parts of their lives.

Crafting a will can be a difficult process but it will save your family time and potential anguish in the long run. It is usually better for everyone if your wishes are clearly outlined at the time of your passing. You want your loved ones to bear your passing well and having a will can help them do that.

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Phone: 732-994-6092
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